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A Safe Haven for Your Money is in Your Best Interest.
Whether you’re starting a basic savings account or looking for CDs
you’ll find competitive interest rates on all the ways you choose to
save.
Accounts and features:
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Statement Savings
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- Minimum to open: $50
- $3 per month unless over 55 or under 18
- Transaction fee per paper-based withdrawal in excess of three
per month $2
- Transaction fee $10 per preauthorized transfer per month in excess of six
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Certificate of Deposit
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Jumbo Certificate of Deposit
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- Minimum to open: $100,000
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IRA (Individual Retirement Account) Certificate of
Deposit **
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- An individual Retirement account can be either a traditional
or Roth IRA – the main difference is when you pay taxes:
- A Traditional IRA may allow you to take a deduction now and
pay taxes later when funds are withdrawn.
- A Roth IRA contribution is not deductible, but may offer tax-free earnings
later.
- Competitive fixed interest rate IRAs.
- Variable rate IRAs that allow additions.
- IRAs automatically renew at rate in effect at maturity.
- No annual fee.
How much can I contribute?
Your total regular contribution for a taxable year is limited
to the lesser of 100% of earned income or the contribution amount
below:
- 2007: $4,000
- 2008: $5,000
- 2009 and after: $5,000 & Cost of Living Allowance
If you are at least 50 years old by the close of the taxable year,
you may also make a $1,000 catch-up contribution.
Note: Contribution limits are an aggregate of traditional and Roth
IRAs.
** It is in your best interest to consult a tax professional to determine IRA
eligibility and contribution amounts.
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Online Banking
Access your bank accounts online. Check your balance. Get the latest updates.
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My Mortgage
Access your mortgage accounts online. Check your escrow balance.
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1-800-937-6001
