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Colonial Savings Personal Checking Accounts
Your resource to manage your money.

Colonial Savings is proud to offer a wide selection of checking accounts to fit every need. With every Colonial Savings account, you enjoy numerous benefits, plus the friendly, professional service you have come to expect.

Accounts and features:
Colonial Free
  • Minimum to open: $100
  • No monthly fee
  • No transaction fee
  • No balance requirement fee
  • 50 free starter checks
  • Free Colonial Instant Cash & Check card
  • Free online banking
  • Add Colonial Protect
Colonial Gold
  • Minimum to open: $100
  • $8 per month
  • No transaction fee
  • No balance requirement fee
  • Earn interest with a minimum balance of $1,500 or more
  • Free personalized checks
  • Free traveler’s checks
  • Free Colonial Instant Cash & Check card
  • Free online banking
  • Discounted cashier’s checks
  • Discount on mortgage closing costs with Colonial National Mortgage
  • Discount on safe deposit box
  • Discounted wire transfers and account research fees
  • $10,000 accidental death insurance
  • Credit card registration service
  • Document and personal property registry
  • ID Network safety service
  • Date reminder service
  • RX Advantage Prescription Drug Program
  • Telephone shopping service
  • Travel savings
  • Auto buying and maintenance discounts
  • Savers club book
  • Sojourns magazine subscription
  • Add Colonial Protect
Value Checking
  • Minimum to open: $250
  • Balance requirement fee: $8 per month or $10 per month with imaged checks returned
  • Minimum balance to avoid monthly fee: $1,000
  • Transaction fee $0.50 per check in excess of 65 per month
  • Free travelers checks
  • Free money orders
  • Free online banking
  • Free introductory checks
  • Add Colonial Protect
Interest Checking
  • Minimum to open: $250
  • Balance requirement fee: $10 per month or $15 per month with imaged checks returned
  • Minimum balance to avoid monthly fee: $1,500
  • Minimum balance to earn interest: $1,500
  • Transaction fee $0.50 per check in excess of 65 per month
  • Free online banking
  • Add Colonial Protect
55 Plus Checking
  • Minimum to open: $250
  • No monthly service fee
  • No balance requirement fee
  • Unlimited check writing
  • Free travelers checks
  • Free money orders
  • Free introductory checks
  • Add Colonial Protect
Money Market Checking
  • Minimum to open: $2,500
  • Balance requirement fee: $10 per month or $15 per month for imaged checks returned
  • Minimum balance to avoid fee: $2,500
  • Transaction fee $7 per check per month in excess of three
  • Free online banking
Premium Money Market
  • Minimum to open: $25,000
  • Balance requirement fee: $10 per month or $15 per month for imaged checks returned
  • Minimum balance to avoid fee: $2,500
  • Transaction fee $7 per check per month in excess of three.
  • Free online banking
Money Market Index
  • Minimum to open: $25,000
  • Balance requirement fee: $15 per month for imaged checks returned
  • Minimum balance to avoid fee: $25,000
  • Transaction fee $7 per check per month in excess of three.
  • Rate tied to Federal index
  • Free online banking
Online Banking
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Colonial Savings Online Banking

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